New Auto Loans (2018 - 2025)

Term Rates As Low As (APR)*
60 Months 5.49%
72 Months 5.99%
84 Months 6.24%
96 Months* 7.49%

Used Auto Loans (2017 & Older)

Term Rates As Low As (APR)*
60 Months 6.49% 
All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. 
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 01/01/2025-03/31/2025.

Motorcycle Loans

Purchase Term Rates As Low As (APR)* Requirement
New motorcycles made between 2019 - 2025 60 Months 7.49% 10% down payment of the motorcycle’s cost
Used/Refinance (2013 - 2018) Term varies, with a maximum loan of 60 months 7.99% NADA Guide Retail Value required

RV/Camper Loans

Purchase Term Rates As Low As (APR)* Requirement
New (2019 or newer) 60 Months 7.24% 10% Down payment
New (2019 or newer) Over 60 Months 7.24% 15% Down payment
Used/Refinance 60 Months 7.49% 20% Down payment of NADA value.
Used/Refinance 60 Months 7.49% 20% Down payment of NADA value.

Boat Loans

Purchase Term Rates As Low As (APR)* Requirement
New (2019 or Newer) 60 Months 7.24% 10% Down payment of actual cost.
New (2019 or Newer) Over 60 Months 7.24% 15% Down payment of actual cost.
Used/Refinance 60 Months 7.49% 20% Down payment of NADA value.
Used/Refinance Over 60 Months 7.49% 20% Down payment of NADA value.

We can also finance your jet ski purchase. Please contact a loan officer for jet ski terms and rates.

All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. 
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 01/01/2025-03/31/2025.
Rate: Up to:
10.90% APR* $20,000
Rates As Low As (APR)* Term Maximum Loan Amount
8.99% 60 Months $20,000*
*Per qualified borrower. All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Housing Lender. Effective 01/01/2025-03/31/2025.
Loan Type Rates As Low As (APR)* Term Maximum Loan Amount
Holiday Loan 7.99% 12 Months $2,500*
Wedding Loan 8.99% 24 Months $10,000*
*Per qualified borrower
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 01/01/2025-03/31/2025.
We offer members loans of up to $2,500 for a 12-month duration at a starting rate of 7.99%* for holidays. For weddings, we offer up to $10,000 for a 24-month duration at a starting rate of 8.99%.*
Line of Credit APR* Maximum Loan Amount
120 Months 7.50% Varies* 
Disclaimer: *The ANNUAL PERCENTAGE RATE will vary in accordance with an Index. The "Index" is the average "Prime Rate" or "Base Rate" on corporate loans at large U.S. Money Center Commercial Banks as quoted as the average in The Wall Street Journal, "money rates" column. Up to 80% LTV. The margin to be added to the Index is zero (0) percentage points. Currently, the ANNUAL PERCENTAGE RATE is 8.00% per year, which corresponds to a daily rate of 0.2054%. All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. Effective 01/01/2025-03/31/2025.
Term Rates As Low As (APR)* Maximum Loan Amount
60 Months 8.99% $500 - $20,000* 
All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. 
Existing T&I loans excluded. See T&I Credit Union for more information. T&I Credit Union is an Equal Opportunity Lender. Effective 01/01/2025-03/31/2025.
Rates As Low As (APR)* Draw Period Maximum Loan Amount
5.00%* 3 Years Up to $10,000
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 01/01/2025-03/31/2025.
APR* Term Maximum Loan Amount
6.49% Up to 60 Months See Credit Union
6.99% Up to 72 Months See Credit Union
7.24% Up to 84 Months See Credit Union
8.49% Up to 96 Months See Credit Union
*The rates and terms of our share secured loans are based on our new auto loan rates, which are subject to change and approval. All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. Effective 01/01/2025-03/31/2025.
Rates As Low As (APR)* Term Maximum Loan Amount
15.00% 36 Months $20,000*
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. Existing T&I loans excluded. T&I Credit Union is an Equal Opportunity Lender. 01/01/2025-03/31/2025.